Budgio · Your Friendly Budgeting Companion

Turn any bank statement into a clear, smart budget in seconds.

Upload a screenshot, CSV, or PDF of your transactions. Budgio reads the rows, categorizes your spending, and shows daily, weekly, monthly, and annual projections—without connecting to your bank.

Upload a statement

Privacy-first · No bank logins · Data can auto-delete after processing.

Example insight

"Cutting delivery by 20% saves you $740/year."

Budgio scans your transactions and surfaces specific, actionable savings instead of vague budgeting advice.

This month’s spending

$2,341

↓ 8% vs last month

Subscriptions detected

11

3 flagged as "rarely used"

Sample data — real uploads will use your own bank or credit card statements.

Built for people who hate spreadsheets, but love clarity.

Budgio does the boring parsing and math for you. Upload a file and jump straight to insights.

Upload anything

Screenshots, CSVs, PDFs, or raw text. Budgio reads transactions from almost any format, no bank integration required.

Smart categorization

Rule-based categorization for known merchants with a lightweight AI fallback for edge cases—optimized to keep costs low.

Actionable projections

See your spend by category plus daily, weekly, monthly, and annual projections so you know exactly what your habits cost.

Fast to try. Safe by design.

Budgio works without connecting to your bank. Upload only what you’re comfortable sharing, and choose how long we keep it.

Time to first insight
< 60s

From upload to first recommendation.

Bank connections
0

No Plaid, no API keys, no read-only access.

Formats supported
4+

CSV, PDF, screenshots, and raw text.

Start free while we build out the full product.

Join the early access cohort, give feedback, and help shape where Budgio goes next.

Early access

Limited beta

Perfect for testing Budgio with a few months of statements.

$0

  • CSV, PDF, and screenshot uploads
  • Basic categorization & projections
  • Local dashboards for your data

Budgio Plus

Planned

Higher limits, saved workspaces, multi-account views, and more.

Coming soon

  • Higher monthly upload limits
  • Workspace & team sharing

Ready to see where your money actually goes?

Grab a statement from your bank or credit card app, upload it to Budgio, and get your first insights in under a minute.

Upload a statement

No card required • Early access • Feedback always welcome